• Recent salary certificate
• Copy of ID card or passport
• Renovation permit
• Copy of approved Architectural drawings
• Copy of the title deed
• Electricity bill

It is done through "Baity" application.

• Tas’heel
• Tas’heel Al-Bayt Al-Oud
• Tas’heel Ta’awon
• Construction

Yes, they are updated periodically every two years.

• The repayment period for housing finance can reach up to 30 years.
• The repayment period for renovation finance is a maximum of 15 years and is not linked to the original loan repayment period.

The property to be purchased must meet the following requirements:

• The property must be suitable for family occupancy in terms of structural integrity and safety, and its design and components must be appropriate throughout the repayment period.
• The property must comply with the building regulations in the various regions of the Kingdom.
• The property must be classified as residential, free of any encumbrances, legal disputes, or violations, and must be vacant and not rented.
• The property value must be appropriate with the amount of the financed property.
• Any other requirements determined by the Ministry of Housing and Urban Planning.

To be eligible for housing finance, the applicant must meet the following requirements:

• Be a Bahraini citizen.
• Be the head of the household.
• Be at least 21 years old and no more than 50 years old at the time of application.
• Have a monthly income of no less than 320 Bahraini Dinars and no more than 1,200 Bahraini Dinars at the time of application and allocation
• Neither the applicant nor any member of their family may have previously received any housing assistance from the government or any other entity for the purpose of homeownership.
• Neither the applicant nor any member of their family may own property at the time of application or for the three years preceding it, up to the time of allocation. Those who have benefited from housing through an Islamic financing method are considered property owners.
• If financing is for the construction of a home, the applicant or a member of their family must prove ownership of one suitable, vacant residential plot of land, free from any legal disputes, up to the time the finance is disbursed.

The basic salary or wage is calculated plus all fixed allowances exceeding 100 dinars. For allowances less than 100 dinars, the beneficiary has the right to choose whether or not to include them, according to the mechanism adopted by the Ministry of Housing and Urban Planning.

The contracting procedures must be completed and the funding received within one year of the funding allocation date. The funding allocation will be cancelled if the beneficiary does not complete the procedures within this period.

• A title deed copy for the unit
• Property owner’s CPR
• A recent salary certificate
• Passports and National ID copies for the family members

• A copy of the land ownership document for the land
• Engineering plans approved by the relevant municipality
• Approved Engineering drawings from the concerned municipality
• Address card
• A recent salary certificate
• Passports and National ID copies for the family members

The wife and adult children must sign the disclosure form in accordance with Data Protection Law No. 30 of 2018.

When requesting a salary deduction exceeding 25% (30-35%), the borrower's existing obligations will be calculated, provided they do not exceed 65% of their income.