About Renovation Financing

Renovation Finance is one of the Ministry of Housing & Urban Planning’s financing services, offered to eligible applicants who wish to renovate their housing unit. Eligible applicants can renovate a housing unit owned by the applicant or one of the family members.

Upon approval by the Ministry of Housing & Urban Planning, the Bank will provide a finance amount of up to BD20,000, depending on the applicant’s salary.

The applicant will have to pay back the financing to the Bank, based on monthly instalments over a period of up to 15 years.


In order to apply for Renovation Finance, the applicant must meet the following criteria:

  • Bahraini citizen
  • Head of household
  • A period of 10 years has elapsed since the beneficiary has benefitted from any housing services provided by the government or any other entity
  • Has not benefitted previously from renovation finance
  • Beneficiary's age should be between 21 years and 60 years
  • Beneficiary’s monthly income should be between BD120 and BD1,200
  • Beneficiary's family must reside in Bahrain


An applicant may submit a joint request with his/her spouse to benefit from the financing service

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